Loan & microfinance operations platform
Easy Loan
Loan management made simple.
Manage customers, loans, instalments, collections, arrears, branches, and reports from one secure and organized platform built for modern lending operations.
Built by Apps Lanka Software Solutions for growing finance teams.
Operations overviewPortfolio summary
All branches CollectionsDemo — last 7 days
MonTueWedThuFriSatSun
Branch performanceDemo
Branch A
82%
Branch B
68%
Branch C
55%
Centralized loan records
Automated EMI schedules
Clear collection tracking
Role-based staff access
One clear record for every customer and repayment.
One organized operation
Move beyond spreadsheets and disconnected records.
Manual systems make it difficult to follow repayments, balances, overdue instalments, customer histories, branch performance, and staff collections.
Easy Loan brings daily loan administration into one operational system—making work clearer, faster, and easier to review or audit.
- Find complete customer and loan histories quickly
- Keep collection teams aligned on current balances
- Give managers a consistent view across branches
Core capabilities
Everything your lending team needs to stay organized.
From the first customer record to the final instalment, Easy Loan connects the operational details your team works with every day.
Customer & guarantor management
Maintain borrower profiles, NIC details, contacts, addresses, occupations, attachments, customer types, and guarantor relationships.
Flexible loan products
Configure microloans, business, daily, weekly, monthly, and short-term products with custom periods, interest, charges, and repayment rules.
Complete loan workflow
Create applications, record approvals, activate loans, track maturity dates and histories, and manage each status through settlement.
Automated EMI management
Generate schedules, calculate instalments and final EMIs, refresh plans, and support holidays or skipped collection days.
Payments & collections
Record EMI payments, penalties, cash, cheque, and bank deposits; monitor balances and print payment receipts.
Arrears monitoring
Identify overdue customers, period-over loans, unpaid instalments, outstanding balances, and collection priorities.
Branch & center operations
Organize provinces, districts, cities, branches, centers, and related field operations in one system.
Staff & access control
Support administrators, managers, cashiers, relationship officers, and other roles with appropriate permissions.
Reports & analytics
Review loan metrics, staff collections, payment methods, status analysis, branch performance, debtors, arrears, and payment histories.
Cashbook & accounting records
Organize payment and account categories, expenses, banks, cheques, salaries, debtors, and daily financial activity.
Investor & fixed accounts
Optionally manage investors, fixed accounts, account types, periods, interest types, and accrued interest.
SMS communication
Support operational notifications and payment-related customer communication through configured messaging services.
Central system settings
Manage company identity, contact details, social links, metadata, and optional modules from centralized settings.
Interactive calculator
Preview an instalment structure.
Use this simple calculator to explore how a flat interest percentage could be divided across a repayment schedule.
Illustrative calculation only. Actual terms depend on the lender’s configured loan product.
How it works
A clear workflow from registration to collection.
- 01
Register the customer and guarantors
Capture the profiles, contacts, identity details, attachments, and relationships your process requires.
- 02
Configure and approve the loan
Choose the product rules, record the application and approval, and activate the facility when ready.
- 03
Generate the EMI schedule
Create the repayment plan around the configured frequency, instalments, holidays, and collection days.
- 04
Record collections and monitor performance
Post payments, issue receipts, follow balances and arrears, and review branch or staff activity.
Reporting & analytics
Know what is happening across your lending operation.
Move from high-level portfolio, collection, balance, and arrears indicators to individual customer, loan, payment, branch, and staff records.
Total portfolioLKR 12.4M
Collected amountLKR 4.3M
Outstanding amountLKR 8.1M
ArrearsLKR 426K
Branch comparisonDemo collection amounts
Loan statusDemo distribution
- Active
- Pending
- Settled
- Period-over
| Collection officer | Cash | Bank deposit | Cheque | Total |
|---|---|---|---|---|
| Demo Officer A | LKR 64,000 | LKR 38,000 | LKR 12,000 | LKR 114,000 |
| Demo Officer B | LKR 52,000 | LKR 41,000 | LKR 8,000 | LKR 101,000 |
| Demo Officer C | LKR 43,000 | LKR 21,000 | LKR 5,000 | LKR 69,000 |
Easy Loan mobile app
Keep field and branch work connected.
Give authorized team members a focused mobile experience for the loan information and collection tasks they need while working away from a desk.
- Customer lookupAccess the customer and loan details needed for field follow-up.
- Collection entryRecord supported repayments and keep collection activity organized.
- Schedule visibilityReview instalments, balances, and upcoming or overdue collection items.
- Role-aware accessShow mobile users the operational areas appropriate to their responsibilities.
Mobile scope and platform availability are confirmed during your product demonstration.
Request a Mobile App DemoELEasy Loan
Demo field officer
Today’s collections
Demo dataScheduled amountLKR 48,500 8 of 12 visits recorded
Collection routeView all
DC
Demo Customer 01Instalment • LKR 4,250
DS
Demo Customer 02Instalment • LKR 3,800
DB
Demo Customer 03Overdue • LKR 5,100
Designed for focused field workResponsive, readable, and straightforward.
Day-to-day operations
Built for the whole team.
Give each role the information and access needed for its responsibilities while keeping work connected across the organization.
Management
Review portfolio, collections, arrears, loan status, branch performance, debtors, and financial activity from a consistent operational view.
Branch Teams
Coordinate customers, loan applications, schedules, centers, and local activity without separating records into branch spreadsheets.
Cashiers
Record supported payment methods, follow balances, organize cashbook entries, and print clear payment receipts.
Collection Officers
See collection priorities, post repayments, and follow unpaid instalments or overdue accounts assigned to daily operations.
Administrators
Configure loan products, locations, holidays, staff permissions, company settings, and optional modules for the organization.
About Easy Loan
A mature foundation, configured for the way you lend.
Easy Loan is built on a mature loan-management system and presented through a modern administrative workspace. It can be configured around different lending workflows, repayment frequencies, branches, centers, loan products, and staff responsibilities.
Apps Lanka works with your team to understand the operating model and shape the product setup around practical day-to-day requirements.
Talk to our product team01
Configurable workflowsAlign products, approvals, schedules, and statuses with your lending process.
02
Flexible organizationStructure branches, centers, locations, users, roles, and responsibilities.
03
Operational continuityKeep customer, loan, collection, and financial records connected over time.
Responsible operations
Better-organized records for teams serving local communities.
Clear, transparent operational records can help responsible finance organizations serve entrepreneurs and communities with greater consistency. Easy Loan supports administration and reporting; lending decisions and terms remain the responsibility of each lender.
Frequently asked questions
Questions before your demo?
Explore common capabilities below, or speak with Apps Lanka about your specific workflow.
Talk to Our TeamWhat types of loans can Easy Loan manage?
Easy Loan can be configured for microloans, business loans, daily, weekly, monthly, and other short-term lending products with product-specific periods, charges, interest, and repayment rules.
Can it support daily, weekly, and monthly repayments?
Yes. Repayment frequencies and schedules can be configured for daily, weekly, and monthly collection models, including holidays and skipped collection days where required.
Can we operate multiple branches and centers?
Yes. The system can organize provinces, districts, cities, branches, centers, staff, and related operational records.
Does it manage guarantors?
Yes. Guarantor relationships can be maintained alongside borrower identity, contact, address, occupation, and attachment records.
Can we monitor overdue payments and arrears?
Yes. Teams can identify unpaid instalments, overdue customers, period-over loans, outstanding balances, and collection priorities.
Can staff have different permissions?
Yes. Role-based permissions can be configured for administrators, managers, cashiers, relationship officers, collection staff, and other responsibilities.
Are reports printable or exportable?
The reporting capability includes printable and exportable operational reports. The exact report set can be reviewed during your demonstration.
Can Easy Loan be customized for our workflow?
Yes. Apps Lanka can review your products, branches, repayment cycles, approval process, user roles, and optional modules to determine the appropriate configuration and customization.
Does it support SMS notifications?
Easy Loan can support operational and payment-related SMS communication through a configured messaging service. Provider availability and setup are reviewed during implementation.
How can we request a demonstration?
Complete the demo form below or contact Apps Lanka by phone, WhatsApp, or email. Share a little about your lending operation so the demonstration can focus on the most relevant workflows.
See it in your workflow
Make your loan operations easier to manage.
See how Easy Loan can bring customers, repayments, collections, and reporting into one organized platform.
Request a demonstration
Tell us about your lending operation.
Share the basics and our team will arrange a focused Easy Loan walkthrough for your organization.
Easy Loan is management software for lending organizations. Apps Lanka does not provide loans or financial advice through this page.
Request a Demo
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